PILOT SPIN
Spin Zone => Spin Zone => Topic started by: Rush on July 22, 2022, 11:54:42 AM
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Why am I getting told by FEMA that I have to sign this piece of paper acknowledging that I got this piece of paper in the mail?
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:'(
.gov is gonna' .gov
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Why am I getting told by FEMA that I have to sign this piece of paper acknowledging that I got this piece of paper in the mail?
what piece of paper?
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what piece of paper?
Actually it was several pieces of paper and a booklet. Basically telling me I need flood insurance. Now sign this one and mail it back to us so we know that you know that we told you you need flood insurance.
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Actually it was several pieces of paper and a booklet. Basically telling me I need flood insurance. Now sign this one and mail it back to us so we know that you know that we told you you need flood insurance.
sorry to be dense... are they requiring you to get flood insurance or just suggesting it?
and can FEMA even require that?
(depending on my mood at the time, if I ever got such a letter I would probably just toss it in recycling...)
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sorry to be dense... are they requiring you to get flood insurance or just suggesting it?
and can FEMA even require that?
(depending on my mood at the time, if I ever got such a letter I would probably just toss it in recycling...)
They are telling me I need additional flood insurance over my regular homeowner's insurance because I live in a "flood zone". I don't think the federal government can require me to get flood insurance but my homeowner's insurance required me to get additional flood insurance as a separate policy. Which I would have anyway. Regular homeowners covers flood from burst pipes and stuff but not rising seawater. So I already have it. I don't need to be told to get it. Yet apparently the federal government wants a signed piece of paper telling me that they told me that I need to get it. I don't think anything happens if I throw it in the trash.
I think what's happening is they spam everybody that lives in a hurricane zone in case there are people stupid enough not to be insured up to the gills. We live at 17' ASL, we aren't stoopid.
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Are you CERTAIN that it is indeed from FEMA?
It could another of those scams... like biden.
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Sounds like they are warning you that you’re in a flood plain and that you know you need insurance. If there is a flood, FEMA won’t help. They have paid out a ton of money to people who didn’t get insurance.
Ignore the return form. The worst they can do is take away you birthday. If you send it in, you’re sending proof that you know.
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We got those FEMA mails every year (we had a stream through our back yard and a river less than a mile away.) There is no requirement to return the acknowledgement.
From their FAQ:
https://www.floodsmart.gov/information-new-policyholders (https://www.floodsmart.gov/information-new-policyholders)
"The purpose of the form is to let policyholders know that the information in the packet is important and should be reviewed and retained. When completed and returned, the form helps the NFIP make sure that the packet reached the policyholder.
Two copies of the form are enclosed in the packet. One is to be returned in the prepaid envelope provided; the other is for you to save for your records.
The Flood Insurance Reform Act (FIRA 2004) does not require that the form be returned, and there are no consequences if you choose not to return the form. Only one policyholder needs to sign the form, even if the NFIP policy is issued in the names of more than one person."
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We got those FEMA mails every year (we had a stream through our back yard and a river less than a mile away.) There is no requirement to return the acknowledgement.
From their FAQ:
https://www.floodsmart.gov/information-new-policyholders (https://www.floodsmart.gov/information-new-policyholders)
"The purpose of the form is to let policyholders know that the information in the packet is important and should be reviewed and retained. When completed and returned, the form helps the NFIP make sure that the packet reached the policyholder.
Two copies of the form are enclosed in the packet. One is to be returned in the prepaid envelope provided; the other is for you to save for your records.
The Flood Insurance Reform Act (FIRA 2004) does not require that the form be returned, and there are no consequences if you choose not to return the form. Only one policyholder needs to sign the form, even if the NFIP policy is issued in the names of more than one person."
You jogged my memory. We got this last year and now I remember looking that up. My mind is a steel sieve. Thanks!